Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to Hospitality-Mutual.com and HMIC.com and governs data collection and usage of these websites.  The Hospitality Insurance Group website is a news and information site. By using the Hospitality Insurance Group website, you consent to the data practices described in this statement.

 

Collection of your Personal Information

Hospitality Insurance Group may collect personally identifiable information, such as your name, email address, phone number and company. We may gather additional personal or non-personal information in the future.

Information about your computer hardware and software may be automatically collected by Hospitality Insurance Group. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Hospitality Insurance Group website.

Hospitality Insurance Group encourages you to review the privacy statements of websites you choose to link to from Hospitality Insurance Group so that you can understand how those websites collect, use and share your information. Hospitality Insurance Group is not responsible for the privacy statements or other content on websites outside of the Hospitality Insurance Group website.

 

Use of your Personal Information

Hospitality Insurance Group collects and uses your personal information to operate its website(s) and deliver the services you have requested.

Hospitality Insurance Group may also use your personally identifiable information to inform you of other products or services available from Hospitality Insurance Group and its affiliates. Hospitality Insurance Group may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Hospitality Insurance Group does not sell, rent or lease its customer lists to third parties.

Hospitality Insurance Group may share data with trusted partners to help perform statistical analysis, send you email or postal mail and provide customer support. All such third parties are prohibited from using your personal information except to provide these services to Hospitality Insurance Group, and they are required to maintain the confidentiality of your information.

Hospitality Insurance Group will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to:

  • conform to the edicts of the law or comply with legal process served on Hospitality Insurance Group or the site;
  • protect and defend the rights or property of Hospitality Insurance Group; and,

(c) act under exigent circumstances to protect the personal safety of users of Hospitality Insurance Group, or the public.

 

Use of Cookies

The Hospitality Insurance Group website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Hospitality Insurance Group pages, or register with Hospitality Insurance Group site or services, a cookie helps Hospitality Insurance Group to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Hospitality Insurance Group website, the information you previously provided can be retrieved, so you can easily use the Hospitality Insurance Group features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Hospitality Insurance Group services or websites you visit.

 

Security of your Personal Information

Hospitality Insurance Group secures your personal information from unauthorized access, use or disclosure.

Children

Because we are an insurance company writing liquor liability insurance for the hospitality industry, our products and services are not directed to persons under 21. We do not knowingly collect personal information from children under 21.

 

Tracking Technologies

Technologies such as cookies, beacons, tags and scripts may be used by us, as well as our analytics and other service providers. These technologies are used in many ways, including advertising, sales and marketing, analyzing trends, administering and improving the Sites, tracking users’ movements around the Sites (including point of entry), gathering demographic information about our user base, verifying login status, measuring the success of a particular marketing campaign, providing improved customer service, providing more relevant content, deterring or detecting fraud, and providing our users with a customized experience.

 

Email Communications

Our email newsletter is serviced by Constant Contact.

 

Opt-Out & Unsubscribe

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from Hospitality Insurance Group by clicking the unsubscribe button at the bottom of our email newsletter.

 

 

Changes to this Statement

Hospitality Insurance Group encourages you to periodically review this Statement to be informed of how Hospitality Insurance Group is protecting your information.

 

Contact Information

Hospitality Insurance Group welcomes your questions or comments regarding this Statement of Privacy. If you believe that Hospitality Insurance Group has not adhered to this Statement, please contact:

 

Hospitality Insurance Group

106 Southville Road

Southborough, MA 01772

Toll Free: 877-366-1140

Email Contact: Stephanie Connon, Esq.

This privacy policy is effective as of January 10, 2017.