January 2018 Liquor Liability Policies

adminLiquor Liability Policies

Take a look at some of the policies Hospitality Insurance Group wrote in January 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

Bar/Grille in Beverly, MA
Mono-line Liquor
1000/1000/2000
$1,141,000 total receipts
50% liquor/food
Loss Free/ AA Credit
$10,154

Night Club & Function Hall
Fall River, Mass
Coverage Needed: GL and LL
Limits: GL: 1M/2M and LL: 1M/2M
Total Sales: GL: Club 4500 (Area) and Function Hall 3375 (Area) LL: $107,000
Liquor to Food Sales Ratio: 100%
Endorsements: GL A&B
Discounts Applied:
– Alcohol Awareness Training
Total Premium: GL: $2,355 and LL: $3,896 for a total of $6,251

Lounge in North Carolina
Coverage: Liquor Liability
Limits: 1M/1M/2M
Total Sales: 166,000
Liquor to Food Sales Ratio: 0%
Endorsements: GL A & B, Property Damage
Discounts Applied:
Alcohol Awareness Training
Membership Credit North Carolina Restaurant Lodging Association
Total Premium: $3969

Restaurant in New Haven, CT
Coverage Needed: Liquor Liability
Limits: 1M/1M/2M
Total Sales: $660,000
Liquor to Food Sales Ratio: 16.67%
Endorsements: Additional Insured
Discounts Applied:
– Alcohol Awareness Training – Yes
– Membership Credit (INSERT MEMBERSHIP NAME) No
– Elite Discount Applied No
Total Premium: $ 2,016

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.

If you are a business owner looking for liquor liability insurance coverage, click here to contact one of our preferred Independent Insurance Agents or find answers to some of your frequently asked questions about our insurance coverage here.

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