Is Alcohol Awareness Training Necessary?

adminBars & Restaurants, Policyholders

Is Alcohol Awareness Training Necessary? Serving drinks may seem glamorous and fun, but it’s also serious business. When alcohol is involved, people — and situations — can sometimes get out of hand. That’s where alcohol-awareness training programs come in. These programs educate servers about responsible alcohol consumption and offer strategies for protecting guests, employees and the servers themselves. Alcohol service … Read More

Alcohol-Related Insurance Claims Against Our Restaurant Policyholders & How We Removed The Risk

adminAgent Marketing Resources, Agents, Bars & Restaurants, Employees, General, General Liability, Liquor Liability, Policyholders, Property Owners, Risk Management

Alcohol-Related Insurance Claims Against Our Restaurant Policyholders In today’s world, businesses are sued daily and held liable for practically anything – especially alcohol-related insurance claims. One verdict in Boston topped $40 million, while two bar lawsuit cases settlements in Worcester, MA each topped $20 million. As a multi-state liquor liability insurance company, it’s our responsibility to protect our policyholders. Take a look … Read More

Agent Update: New & Renewed Business

adminAgent Marketing Resources, Agent Updates, Agents, General Liability, Liquor Liability

You asked, we listened! Effective March 15, 2017, Hospitality Insurance Group will be sending invoices on new and renewal business. Many of our agency partners requested that policies be mailed out upon binding with invoices enclosed in order to make it easier for payment to be remitted to us. Effective March 15, 2017, Hospitality Insurance Group will be sending invoices … Read More

Strength, Stability and Service

adminAgents, Bars & Restaurants, General, General Liability, Liquor Liability, Policyholders, Property Owners, Risk Management

Strength, Stability, and Service  For the last 31 years, Hospitality Insurance Group has strived to understand the frustrations our insurance brokers encounter when it comes to inconsistent approaches in obtaining liquor liability coverage. We understand the difficulty of: Finding coverage for a restaurant with higher than normal liquor receipts Having to replace coverage on a risk that has added live entertainment … Read More

How New Restaurant Trends Have Affected Liquor Liability Insurance

adminAgents, Bars & Restaurants, General Liability, Liquor Liability, Policyholders

How New Restaurant Trends Have Affected Liquor Liability Insurance  Drinking games at bars, BYOB, happy hour, and more. As we celebrate the 25th anniversary of our CEO John Tympanick, John looks back at the last 25 years in business and how new restaurant trends have affected liquor liability insurance. 25 employees, 6 states, over 440 Massachusetts agents, and 1000+ agents … Read More

Uncovering the Mystery: Admitted Insurers vs. Surplus Lines

By Frank O'MalleyAgents, Property Owners, Risk Management

Chances are if you have been in the insurance industry long enough then you have heard the terms admitted (or standard) and surplus lines (or non-admitted) used to describe insurance carriers. Although these terms share many characteristics, there are some glaring differences as well. What do these terms mean and what sort of protection are you providing or not providing … Read More

Celebrate Safely: Why You Need Liquor Liability for Holiday Parties

By John W. TympanickAgents, Liquor Liability, Policyholders, Risk Management, Special Event Insurance

Employer Liability For Serving Alcohol

What comes to mind when you hear the words “Holiday Party” or “New Year’s Celebration?” For most it means food, family, friends and fun. But what’s the best way to celebrate the end of a year and the start to a new one? With festive drinks of course. It has become generally accepted that special events wouldn’t be as special … Read More