July 2017 Liquor Liability Policies

adminLiquor Liability Policies

July 2017 Liquor Liability Policies Take a look at some of the policies Hospitality Insurance Group wrote in July 2017 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium. Bar / Billiard Hall in Worcester, Mass Coverage Needed: GL and LL Limits: 1M/1M/2M for both GL and LL Total Sales: $520,000 total … Read More

You Accidentally Served A Minor, Now What?

adminBars & Restaurants, General, Liquor Liability, Policyholders

Accidentally Served A Minor

You Accidentally Served A Minor, Now What?  In the United States, it is illegal to serve alcohol to someone under the age of 21.  But what if you asked for identification and were provided with a fake id without knowing? Steps to take upon discovery: Ask the person to leave. Ensure management is notified immediately. Document the incident and include the person’s information (if … Read More

Liquor Liability Insurance Now Mandatory in Rhode Island

adminAgent Updates, Agents, Bars & Restaurants, Liquor Liability, Policyholders

Rhode Island Liquor Liability Insurance

Liquor Liability Insurance Now A Mandatory Law in Rhode Island Effective August 1, 2017 Do you insure liquor stores, restaurants or bars situated in the State of Rhode Island? Effective August 1st, liquor liability insurance in the state of Rhode Island will become mandatory. The Rhode Island House and Senate recently passed legislation that will require any applicant or holder … Read More

June 2017 Liquor Liability Policies

adminLiquor Liability Policies

June 2017 Liquor Liability Policies Take a look at some of the policies we wrote in June of 2017 at Hospitality Insurance Group including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium. Restaurant & Marina in Fall River Mono-line Liquor Limits: 1000/1000/2000 Total Sales: $7,178,410 Liquor Ratio: 32% Alcohol Awareness & MRA … Read More

Liquor Liability Insurance For Weddings

adminGeneral Liability, Liquor Liability, Policyholders, Special Event Insurance

Liquor Liability Insurance For Weddings

The most memorable day of your life has arrived. The flowers, the dress, the guest list, with so many facets of planning, it’s important not to forget about the one small often overlooked item that many don’t think about – obtaining liquor liability insurance coverage for your wedding. Temporary event liquor liability insurance is necessary if you are catering your … Read More

May 2017 Liquor Liability Policies

adminLiquor Liability Policies

Take a look at some of the policies Hospitality Insurance Group wrote in May of 2017 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium. Restaurant in Boston, Mass Coverage Needed: General Liability and Liquor Liability Limits: 1M/1M/2M Liquor Liability and 1M/2M General Liability Total Sales: $2,800,000 Liquor to Food Sales Ratio: … Read More

Does Alcoholic Ice Cream Need Liquor Liability Insurance?

adminBars & Restaurants, General, General Liability, Liquor Liability, Policyholders, Risk Management

Alcoholic Ice Cream

Does Alcoholic Ice Cream Need Liquor Liability Insurance? Alcohol and ice cream lovers rejoice! Now you can have two of your favorite things blended in one tipsy treat. Although every state has it’s different laws around the sale and consumption of alcohol, alcoholic ice cream seems to be a growing trend and specifically in New York where  Tipsy Scoop, Ice … Read More

April 2017 Liquor Liability Policies

adminLiquor Liability Policies

Take a look at some of the policies we wrote in April 2017 at Hospitality Insurance Group including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium. Restaurant in Gloucester, Massachusetts General Liability & Liquor Liability Coverage Limits of 1M/2M Discounts Applied: – Member of MA Restaurant Association – Alcohol Training Credit – … Read More

Is Alcohol Awareness Training Necessary?

adminBars & Restaurants, Policyholders

Is Alcohol Awareness Training Necessary? Serving drinks may seem glamorous and fun, but it’s also serious business. When alcohol is involved, people — and situations — can sometimes get out of hand. That’s where alcohol-awareness training programs come in. These programs educate servers about responsible alcohol consumption and offer strategies for protecting guests, employees and the servers themselves. Alcohol service … Read More

Alcohol-Related Insurance Claims Against Our Restaurant Policyholders & How We Removed The Risk

adminAgent Marketing Resources, Agents, Bars & Restaurants, Employees, General, General Liability, Liquor Liability, Policyholders, Property Owners, Risk Management

Alcohol-Related Insurance Claims Against Our Restaurant Policyholders In today’s world, businesses are sued daily and held liable for practically anything – especially alcohol-related insurance claims. One verdict in Boston topped $40 million, while two bar lawsuit cases settlements in Worcester, MA each topped $20 million. As a multi-state liquor liability insurance company, it’s our responsibility to protect our policyholders. Take a look … Read More